iPaisa respects your privacy and desires to promote trust and confidence on the Internet. As such iPaisa feels it is necessary to disclose to you what information iPaisa collects and tracks and what we do with the information that we collect.
iPaisa is mobile application developed by Edsom Fintech Private Limited.
We value the trust you placed in us andYour privacy is the utmost importance to us and protection of your personal data is key commitment for us . Hence we maintain the highest standards for secure transactions and user information privacy.
We are governed by the provisions of applicable law in India including the information technology Act 2000 and the information technology rules 2011 to maintain the privacy of your personal data.
Please read the following statement to learn about our information gathering and dissemination practices .
You hereby provide your unconditional consennt or agreements to the Edsom Fintech Pvt.Ltd., as provided under the information technology Act 2000 and the rules and regulations made under therein for accessing the iPaisa platform.
Data and information
Information may be collected in various ways and formats during the course of your visit to
Information / Data we collect -
Usage and purpose of data collection
iPaisa always desires to provide an efficient, safe, smooth and customised experience. Also to provide services features that are most likely meet your needs and to customize our application to make your user experience safer and easier, we may collect, store, use and transfer your information including personal information and non -personal information for the following purpose :
We use your personal data in our business activities for providing are/ or our business partners’ products / services and to perform among other actions the following
10. Providing information to law enforcement agencies or government agencies in connection with a query or investigation on matters as permitted by law.
11. To help diagnose problems with our server and to administer our app.Your IP address is also used to help identity you and to gather broad demographic information.
12. To identify security breaches and attacks, investigating, preventing and taking actions on illegal or suspected fraud or money laundering activities and conducting forensic audits as part of internal or external audit or investigation by any of the iPaisa entities or government agencies.
13. For designing and marketing or products or services and its affiliates products and services.
iPaisa uses reasonable precautions to keep the personal information secure and will not disclose this information to other individuals organization unless required by Law.
However IPaisa will extend information with the other companies and organization for the sole purpose of fraud protection.
In case of abuse or breach of security we are not responsible for any breach of security or for any actions of any third parties which receive the information illegally. iPaisa will not distribute customer information to be used in mailing list, surveys or any other purpose other than what is required to be performed or services.
iPaisa recommondetes you to review your personal information and sensitive personal information. You may review your personal information and sensitive personal information shared by you by logging into iPaisa platform using your secure login credentials and may notify us in case any change.
This disclosure may be required for us to provide you access to our services, to comply with our legal obligations, to enforce are user agreement, to facilitate our marketing and advertising activities or to prevent, detect, mitigate and investigate fraudulent or illegal activities related to our services.
We do not disclose your personal information to third parties for their marketing and advertisement purposes.
User discretion and opt out
You also grant permission to obtain information from your mobile device by way of using our app including Contacts on your device in order to provide a better payment experience.
However we provide all our users with the opportunity to opt out of receiving non essential communications from us on behalf of our partners and from us in general after setting up an account. If you want to remove your contact information from all our lists and newsletters, please click on the unsubscribe button on the emailers.
Security and Safeguarding Practices
We take all the reasonable steps and measuresto protect the security of your data from misuse, loss, unauthorised access, modification or disclosure.
iPaisa is a certified entity and has deployedtechnical and physical security measures to safeguard users personal information and sensitive personal information.
We use latest secure server layers encryption and access control on our systems.
We have provided multiple levels of security to safeguard your app by login / logout option and app lock feature that can be enabled by you. We also ensure the device binding so that the same login cannot be used on different device without any additional authentication or OTP. Please do not share your login password and OTP details with anybody.
However, no personal data will be collected via Cookies and other tracking technology, But if you previously provided personal data, cookies may be tied to such information.
Cookie is a small piece of information stored by a web server on a web browser that can be later read back from that browser.
Scope and applicability
Links to other websites
You further agree that the collection, use, storage, disclosure and or transfer of your information shall not cause any loss to any other person. The information so provided by you may be shared to iPaisa entities and the third party service provided on a need to know basis.
You may contact us on any aspect of this policy or for any discrepancies / grievances with respect to your data by writing to our grievance officer at firstname.lastname@example.org